What UTKARSHBNK management said they would do
UTKARSHBNK management's promises, guidance and forward-looking statements, gathered from investor presentations and earnings calls.
10 forward-looking statements across 1 occasion, quoted from filings. 1 quarters have been filed since the earliest.
River doesn't say whether any of these were kept. That reading is yours.
It can keep what you said too.
Across the whole exchange in October 2026, companies announced ₹12,583 Cr of orders — 94 filings from 68 companies.
May 2026
earnings call1 quarter since“Our estimate is that in FY '28, net NPA should be in the range you just mentioned... less than 1%. Within 1%. We have already reached ~3.3% net NPA in FY '26, and idea is to reach below 1% by FY '28.”
FY28share this one
“In the coming years, we are aiming for loan book growth of 25% to 30%, with secured lending comprising around 55% of the portfolio, maintaining NIMs of above 8% and delivering a ROE of around 15%.”
no horizon givenshare this one
“The reverse merger is expected to complete in the next few months, subject to NCLT proceedings.”
next few monthsshare this one
“I expect that I should be able to raise 20%-30% growth in the portfolio with the same cost.”
no horizon givenshare this one
“at least for next 1 to 1.5 years, let us keep this team there and whatever is their cost, at least three times of that we'll be able to recover from this collection team.”
next 1 to 1.5 yearsshare this one
“the additional 25%-30% portfolio with the same cost. The cost may not go down, but the income and the top line will go up by around 25%-30% with the same cost.”
no horizon givenshare this one
“We expect cost of funds to reduce further as repricing continues to take effect.”
no horizon givenshare this one
“The bank is also in the process of launching new CBS in quarter 2/3 of FY '27.”
Q2/Q3 FY27share this one
“it will be around 3% for FY '27 to 2% to 2.5% in FY '28.”
FY27-FY28share this one
“We'll exit FY '28 above 15% ROE.”
FY28share this one
What UTKARSHBNK has filed since
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You had a reason for buying it. Nobody has put that reason back in front of you since — not after the results, not after the call.
Keep my reason for UTKARSHBNKWhat other management teams have said
Quoted from filings published by the National Stock Exchange of India. River is not an investment adviser and does not give investment advice.